If you and the insurance company cannot agree on your vehicle's value, and you agree to transfer ownership of your vehicle to the insurance company, then the insurance company must pay you the amount that is not in dispute. We can then include the disputed amount as part of your personal injury claim.
The insurance company pays the storage fees up to the day it makes a reasonable offer. If you do not accept the offer, you may be responsible for the fees from that time forward.
If your insurance policy covers a rental car, then your insurance agent or claims representative will set this up for you. If the other insurance company is accepting fault for the accident and you can't drive your vehicle, then they must pay you for loss of use. This payment is for the reasonable length of time it takes to determine if the vehicle is a total loss. They typically pay for the rental from the date of the accident until one or two days after the company makes an offer on the totaled vehicle.
Tip: Get the name of the person who authorizes the rental vehicle. Ask for a letter or email with the authorization.
If your car was significantly damaged and repaired you know that it is just not the same as it was before you were hit. You may also find that your car isn't worth as much as it was before the accident even if the repairs were done expertly. We can help by presenting a diminution in value claim to the insurance company. By working with experienced appraisers we thoroughly document the damage and show that the market will not value your car the same as before the accident.
The Law Offices of Clayton H. Morrison are Oregon personal injury attorneys who represent people injured in car accidents throughout Southwest Portland and its surrounding areas, including, Beaverton Aloha, Hillsboro, Forest Grove, Tigard, Tualatin, Sherwood, Lake Oswego, Scappoose, Banks, North Plains, Vernonia, Yamhill, Gaston, Carlton, McMinnville, Sheridan, Wilsonville, Woodburn, Kaiser, Salem, Monmouth,, Tillamook, Cannon Beach, and Astoria.